Residential Mortgages

A residential mortgage is a mortgage for the property that you and your family live in. It could be a holiday property or a second home. Residential mortgage can apply to first time buyers or existing owners either remortgaging or moving home.

First time buyer, the first time to buy their home and who do not own any other property. No matter you are still searching for your dream home or you agreed with the seller with the Memorandum of Sale, our specialist will listen to your circumstance and recommend the most suitable mortgage product to you. We will go through the property purchase procedure with you from the beginning of your purchase to completion.

Remortgaging and moving home, if you want to remortgage the property for a better interest rate or moving to a bigger home with the family, we can help. We will sort out the better mortgage product for you and helps you to complete the remortgage.

A residential mortgage could be applied for new build or second hand property. The longest mortgage term is 40 years. The consideration of the residential mortgage is based on your income.